[30-Mar-2023 23:09:30 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [30-Mar-2023 23:09:35 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [30-Mar-2023 23:10:21 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3 [30-Mar-2023 23:10:25 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3 [07-Apr-2023 14:46:00 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [07-Apr-2023 14:46:07 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [07-Apr-2023 14:46:54 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3 [07-Apr-2023 14:47:00 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3 [07-Sep-2023 08:35:46 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [07-Sep-2023 08:35:47 America/Boise] PHP Fatal error: Uncaught Error: Call to undefined function site_url() in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_constants.php on line 3 [07-Sep-2023 08:36:10 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3 [07-Sep-2023 08:36:15 America/Boise] PHP Fatal error: Uncaught Error: Class 'WP_Widget' not found in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php:3 Stack trace: #0 {main} thrown in /home3/westetf3/public_html/publishingpulse/wp-content/plugins/wp-file-upload/lib/wfu_widget.php on line 3

how many gofundme accounts are there for funerals

Hinojosa recovered from his bout of COVID-19, but his wife did not. To get started setting up your bank transfers, just follow these steps: From your GoFundMe dashboard, select the "Transfers". It drew more than $11,000. A GoFundMe is started to support efforts to search other residential school properties for more missing children. In Los Angeles, for example, instead of selecting a full service that includes cremation, a casket and a funeral service for about $5,000, more families are choosing direct cremation with no funeral service for just under $2,000. The two met 26 years ago. Dance is so critical for Black youth like my son. Some are simply not claiming the bodies of loved ones. Well, kind of. Shed saved up the money to make it a reality, but when her mother lost her job during the pandemic and fell behind on rent, Alondra used her college fund to make sure they werent evicted. "They see a hardship that they or someone close to them is or has gone through. The GoFundMe for the families of the victims and the survivors was set up by a local woman, but as donations started piling up, she asked the Humboldt Broncos board of governors to take over. Nearly $10 million is raised for those affected. These cookies will be stored in your browser only with your consent. Sometimes we talk about cats, but mostly we talk about GoFundMe fraud. People can save money, he said, by skipping embalming, opting for cremation over burial and resisting a fancy coffin. We could not have done this without you all! We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. That happened to Mr. Hightower, too. The list goes on and on. The bereaved, too, are advised to contact reporters and refresh pages with comments to maintain interest. Just not, you know, completely out of hand. DBS MORNING SHOW & OBITUARIES 25TH APRIL 2023 APRIL 2023 - Facebook When it comes to personal campaigns, GoFundMe has the lowest fees in the industry. Blasco also suggests taking a very active role in the process. Its so much more than just a scooter. Use of this site constitutes acceptance of our, Digital Even so, Middaugh had to take out a loan against her house to come up with her $1,000. GoFundMe Statistics, User Count and Facts (2023) So if GoFundMe isnt the best way to pay for a funeral, whats the alternative? As the money comes in, the money goes out, Gomez says. 2. Like many businesses across the nation, some could topple because of the pandemic, Kwong fears. To donate, just follow these steps: Find the correct fundraiser and select "Donate now". The siblings had mild symptoms, but Eunju Kim, 60, was sick enough to be hospitalized. executive director of the Funeral Consumers Alliance, Losses at Fisher Investments hit $1.8 billion as Fidelity exits, The 10 best places to vacation on a budget, Tips to get your Medicare drug coverage right. Im trying to think of that money as the money our parents would have wanted to raise for us if they were alive, Kim says. Randy Anderson, the associations president, says thats because so many cash-strapped families are opting for immediate burials and cremations over more expensive services. Anyone can read what you share. The final costs of the funeral were around $4,000, which was split among Bowen's four siblings. GoFundMe's 2021 Giving Report It gives the family some space.. Some funeral home directors noted that consumers occasionally defy the rules. Kickstarter raises more than $55,000 to make potato salad, Universal life insurance policies hurt by low interest rates. Joshua Slocum, the executive director of the Funeral Consumers Alliance, an advocacy group based in Burlington, Vt., said that crowdfunding might encourage funeral homes to upsell services to match the donation. 2023 TIME USA, LLC. Best Debt Consolidation Loans for Bad Credit, Personal Loans for 580 Credit Score or Lower, Personal Loans for 670 Credit Score or Lower. The average funeral costs between $7,000 and $10,000, but arrangements can quickly move into the tens of thousands, depending on the wishes of the deceased and their family. Philip Appell, a funeral director at Keenan, said he expects to use the platform more often with his customers. The cookie is used to store the user consent for the cookies in the category "Analytics". The cookies is used to store the user consent for the cookies in the category "Necessary". This can be done on social media, by email, and even by SMS. "The most important rule of crowdfunding is to always be as transparent as possible. We are seeing the modern equivalent of the carwash and bake sales.. The whole thing just makes me cry . Medical examiner: High school football player died of heart defect, New York Teen Dies from Brain-Eating Amoeba After Contracting Infection on Vacation: She Was a Shining Light, Says Mom, Community mourns death of Bozeman man who died while helping orphans in China, Patient whose sign in University Hospitals window went viral, died Sunday, a new GoFundMe campaign is created every 18 seconds, funeral fundraisers make up about 17% of all GoFundMe campaigns, The average North American funeral can run $10000, dropped to a shocking 50 year low in 2010, ran off with more than $3300 raised by a GoFundMe campaign, stolen by a former associate of his sons, a coworker stole nearly $2500 raised to bury her son, raised over $6000 for her funeral on GoFundMe, A Denver mom said a friend of her deceased son, An Ottawa father said nearly $3800 in funds raised to bury his son, who was killed in a robbery gone wrong, were. Find Our Lost Children: The first of many mass graves of Indigenous children are found at the Kamloops Indian Residential School in Canada. With help from the crowdfunding effort, Hinojosa was able to cremate his wife and pay for a live-streamed funeral service, a plot, burial and labor costs as well as a lifetime of cemetery lawn care. [Ed. Take the first step in addressing hearing loss concerns by taking the National Heaering Test. Fundraisers for future doctors and dancers, fashion designers, and country singers inspire the community as essential examples of Black joy. Therefore, the entire process can keep families in a state of anxious anticipation on top of their grief. Organizer of Tuition for FGLI Hispanic Student. GoFundMe's 2021 Giving Report is in! The fact that grieving family members need to turn to crowdfunding is a sign of a larger societal problem, said Joshua Slocum, executive director of the Funeral Consumers Alliance, a nonprofit that promotes price transparency. Previously she was a reporter with theChicago Tribune, U.S. News & World Report, and theMilwaukee Journal Sentinel. An archive of the campaign (please forgive the pop up) can be found here. See our GoFundMe Giving Guarantee. Global Business and Financial News, Stock Quotes, and Market Data and Analysis. Tax consequences of charitable crowdfunding | Thomson Reuters Or, more simply, the person who signs the death certificate. August 16, 2021. At the University of Washington Bothell, Nora Kenworthy, 38, an associate professor in the School of Nursing and Health Studies, was among authors ofa studythat examined more than 175,000 COVID-19-related GoFundMe campaigns set up from January through July 2020. Ms. Evans is photographed hugging her dog. If insurance and deductibles are $10,000 per year, that equates to. Crowdfunding allows users to seek small donations from people online for various ventures and causes. The cookie is used to store the user consent for the cookies in the category "Other. Other sites include DisneyNews.us and VideoGamesStats.com. In Los Angeles, Hannah Hae In Kim, 22, raised more than $650,000 on GoFundMe after losing both of her parents and her grandmother to COVID-19, leaving her financially responsible for herself and her 17-year-old brother Joseph. Mr. Hightower said that about a third of the campaigns he had seen failed to reach their goals. All rights reserved. Heres how we saw people help one another in 2021. GoFundMe: NOPE! Continue to be a giver you make a difference in humanity, Wendi Barba Obvious scams aside, who are we to tell a family how much theyre allowed to ask for, or why? When the owner later starts a GoFundMe to keep the doors open, the Dalai Lama himself donates to help out. Using different data, it found that coronavirus assistance campaigns raised about $625 million from March through. Once published and shared via social media, family, friends, and even strangers can make . Although she wanted to bury Bowen, she went with cremation because it was cheaper. How to Create Meaningful Funeral Services for Families on a Budget, How to Go Above and Beyond With Funeral Home Aftercare, Tips for Compassionately Collecting on Late Funeral Payments, Why Every Funeral Home Needs a Public Relations Strategy. These cookies ensure basic functionalities and security features of the website, anonymously. As a subscriber, you have 10 gift articles to give each month. In the image of the Dalai Lama: Himalaya Cafe in Edinburgh, Scotland, was inspired by the owners meeting with the Dalai Lama. It was raining heavily and she wanted him to be safe, but now she couldn't get him to rise. And that has some critics wondering: Is crowdfunding the best way to pay for a funeral? Many sites charge credit-card payment processing fees and commissions that add up to 10% of the total amount donated. 1 donation was made every second to help people across the globe. The whole thing just makes me cry because there arent even words for it., Kenny Jary The service, she said, was beautiful. He had suffered from drug addiction since he was 13. That was true even before COVID-19 had killed more than 333,000 people in the U.S. and left tens of millions without jobs. As we look back on some of the standout moments that brought us together, we hope to pass that gratitude along to you. But opting out of some of these cookies may affect your browsing experience. Spongebob spending spree: The internets collective hearts are captured by the adorable kid who accidentally purchased more than $2,500 worth of Spongebob Squarepants Popsicles on his moms Amazon account. Nonprofits that use YouCaring, for example, must use a designated system for documenting donors for tax purposes. We called the family and said, We dont want to be a party to that.. Fraud impacts fewer than one out of every 1,000 GoFundMe appeals, according to the spokesperson, who said about one-quarter of its 350-plus employees worldwide work on itsTrust & Safety team. Restoring the college dream: For high school senior Alondra Carmona, studying medicine and science at Barnard College had always been the dream. Ms. MacDonald is aiming her business mostly at funeral home directors who want to offer crowdfunding to their clients. Nicholle Starling-Davis If you consider the big picture, suddenly the thought of GoFundMe as the new obituary doesnt seem nearly as widespread as it might appear at first glance. Crowdfunding allows you to set up a campaign for your loved one's funeral expenses. "Inviting the support of your friends and family during difficult times in your life is a natural response," explains Kelsea Little, a GoFundMe marketing associate. We want to hear from you. Subtracting that from the total again, based on the most recent available numbers we have raised on GoFundMe of all-time, $2 billion, that tells us funeral fundraisers make up about 17% of all GoFundMe campaigns. It makes me happy that so many people believed in me and wanted to make my dream come true. In todays world, we can no longer separate our belief system from what we do. This cookie is set by GDPR Cookie Consent plugin. Only the rare GoFundMe campaign goes viral, other research has shown. Launched in 2010, GoFundMe is the worlds largest social fundraising platform, with over $5 billion raised so far. Even before the pandemic struck, the Federal Reserve found that 4 in 10 adults would struggle to cover a sudden expense of just $400. Contestants described caring for a sick child or needing a hearing aid or a refrigerator, for example. Dont like them? Something about the 37-year-old looked strange. Social reach Harness the power of social media to spread your story and get more support. "I'm trying to think of that money as the money our parents would have wanted to raise for us if they were alive.". We danced for about 30 seconds without music, and I said thats it. The Flying Farage: A tongue-in-cheek charity fundraiser raises more than 122,000 for the Royal National Lifeboat Institution to buy a new life-saving hovercraft and name it after politician Nigel Farage. Florida official Jimmy Patronis said fake GoFundMe fundraisers were disgustingright up there with looting after a hurricane.. Two different times people fooled me.. "Most people will only arrange a funeral once in their life, so they don't have practice," Slocum said. The GoFundMe community has raised $15 billion since 2010. The Rick and Kelly Schwab Memorial Fund recently raised more than $23,000 on YouCaring.com to pay for the funerals of a couple killed on their motorcycle by an alleged drunk driver on July 4, leaving a 14 year-old son behind. Check the organizer or beneficiary connection. Weve gotten to the point where the funeral home is the client, he said. This can create even more pressure for families trying to find the best way to pay for memorial expenses. If the user receives no donations, then no charge is made. DMR Publisher. Other sites are experiencing similar surges in funeral fundraising. 4. She has highlighted six campaigns on FuneralFundMe, including one that said it had raised $21,379 for Kelsey Evans, a marathon runner from Tyler, Tex., who climbed Mount Kilimanjaro and died of breast cancer, leaving her family with $100,000 in medical bills. In all, 276 people donated more than $25,000, a considerable sum. Others, still, want to ensure they get paid. An unexpected loss can be devastatingnot only emotionally, but also financially. All Rights Reserved. Ms. MacDonald acknowledged that she created mock-ups to attract funeral home directors, but does not disclose that on her website. Kim remembers her mother waiting in line for hours to receive food stamps when they were living in Los Angeles, where her father juggled various jobs before becoming an acupuncturist. Mental Health 101: Selena Gomez launches fund to support mental health resources and education through her beauty brands Rare Impact Fund. Lets take a look at a few reasons why. Even with all the time in the world, theres no guarantee that youll raise the money you need. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". As a result, some donors sought refunds under a GoFundMe guarantee. Its a community, its supportive, and it also makes my health feel much better too. how many gofundme accounts are there for funerals 1. Review the fundraiser page. According to the National. GoFundMe: In memory of Kerry Stoutenburgh, KBZK: Community mourns death of Bozeman man who died while helping orphans in China Yup, that happened. And expensive. As the pandemic worsens nationwide, add rising funeral costs to the problems facing low-income and working-class families, who have been disproportionately affected by both the economic and the health fallouts of COVID-19. What is different today, though, is that the number of people available to participate has expanded globally with social media. Crowdfunding platforms designed specifically for funerals are on the rise and include Plumfund, Ever Loved, Social Funeral Funding and Fund The Funeral. He suggests people call multiple funeral homes and compare prices before they make a decision. Twenty-one campaign pages tied to the Surfside disaster were suspended out of an abundance of caution and none raised money, according to GoFundMe, a privately held company in Redwood City, California. The Inequality of the GoFundMe Economy - The New York Times On GoFundMe.com, there have been over 22,000 open funeral, tribute, and memorial campaigns that have collectively raised more than $40 million. You also have the option to opt-out of these cookies. Indeed, many campaigns do not reach their target. 2K views, 27 likes, 7 loves, 18 comments, 0 shares, Facebook Watch Videos from Dbstvstlucia: DBS MORNING SHOW & OBITUARIES 25TH APRIL 2023 APRIL 2023 No. GoFundMe, by contrast, dropped its 5 percent fee for personal fund-raising, including funerals, last year after being criticized in the wake of the California wildfires. After getting word of Mr. Pierces death, a co-worker set up a campaign on GoFundMe.com to raise money to help his widow pay for the funeral and other costs. An easy solution to this as weve suggested countless times before would be for GoFundMe to hold on to any funeral funds raised to be released only to the person legally authorize to oversee the deceaseds estate. 1 in 3 fundraisers were started for someone else. The sentencing judge ordered the woman to repay GoFundMe $11,500. Nearly 90% of U.S. funeral homes are privately owned by families or individuals, according to the NFDA. Add to that, the number of Americans with life insurance dropped to a shocking 50 year low in 2010. "They all do the same thing," Slocum said. YouCaring.com has more than 30,000 open funeral-related campaigns at the moment, which have at least doubled in the past year, with the average campaign raising around $2,000, according to website spokesperson Michael Blasco. He worries, too, that consumers are unprepared for the inevitable (we are talking about death here), lulled into thinking family and friends will be able to scrape together enough cash through donations after they are gone. In July, a woman near Las Vegas asked for help on GoFundMe, saying she had three daughters ages 5, 6 and 8 and was $1,900 behind on her rent. will.i.ams American Dream Fund: The rapper and producer launches an effort to get robotics in schools and send deserving students to college. Amid the outpouring, though, crooks and con artists have prowled the platform for a quick buck. Not before it received a barrage of "negative" comments. Campaigners should report this income so that it matches IRS records, but should either explain or have their tax professional write an explanation for why it is not taxable on the return. Necessary cookies are absolutely essential for the website to function properly. Usage of the [donor] guarantee is very rare.". Enduring Ida: When category 4 Hurricane Ida makes landfall, nearly 250,000 donors give to help communities and families affected. Loans are not available in all states. But I would pay any amount to have them back., "To think I have to live my whole life without my parents here with us, is crazy.". And expensive. What Happens if You're Injured by an Uninsured Driver? With a new year approaching, we look forward to another year of helping people, help people together. Kenny gets a ride: When 79-year-old Navy veteran, Kenny Jary, started a GoFundMe to help replace his broken-down mobility scooter, he had no idea the kindness he was unleashing. In New Mexico, Michael Kellogg, 60, had to scrape together money after losing his wifehis high-school sweetheartto the coronavirus on Nov. 8. Enter the amount you'd like to donate and add an optional tip. She just needs another $850. 70 million donors Last updated 7/11/20 Additional GoFundMe Stats We did have one person who said, You dont know us, but someone helped us in our time of loss., As Funeral Crowdfunding Grows, So Do the Risks, https://www.nytimes.com/2018/06/05/business/funerals-crowdsourcing-crowdfunding-scams.html. We have to tighten our belts, he says. Get instant access to members-only products and hundreds of discounts, a FREE second membership, and a subscription toAARP The Magazine. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Please enable Javascript in your browser and try Bowen had died in his sleep, from either medical or drug complications. The capital-raising technique became popular in the wake of the Great Recession when credit markets froze, and has grown to a $5.1 billion market. The GoFundMe community sent and received 15 million thank you messages. The suspension of 21 sites did not placate Florida's chief financial officer, Jimmy Patronis, who said the firm has a transparency problem and observed: The company has admitted they closed 21 accounts, which begs the question: How many fraudulent accounts did they not find?". I had this pride that I could do this., "You can't die these days because it's too expensive.". who killed javier in queen of the south; ofac countries list 2022; petals boutique flowers; st michael's primary school contact details; digital learning resources for students According The New York Times, on the GoFundMe site alone, 13% of the campaigns 1 relate to memorials or funerals. DMR Stats and Fun Facts Financial Statistics and Fun Facts Crowdfunding Statistics and Fun Facts GoFundMe Statistics and Facts. They feel compelled to help., You Bought What?! In Chicago, several GoFundMe pages purportedly established to benefit the fallen officer's family have been shut down, the company said. According to the GoFundMe Help Center site, donations made to a personal GoFundMe account rather than to a certified charity fundraising account are generally considered to be personal gifts. Celebrating Black joy: Black entrepreneurs, students, artists, activists, and visionaries: These are the voices who exemplify Black joy and their fundraisers are now featured on a dedicated hub spotlighting the passion, resilience, and hope for a future free from systemic inequalities. The site forwards donations to beneficiaries for needs including but not limited to health problems, disaster recovery, tuition, funerals and legal bills. "I can't help financially, but I can donate my skill," Vogt said. Warsan Mohamoud, a GoFundMe safety specialist, addressed the problem in a statement to AARP: We believe in the good and kind in people. GoFundMe said it keeps 2.9 percent of contributions, plus 30 cents per donation, as a transaction fee; remaining dollars go to beneficiaries. With a community of more than 50 million donors, GoFundMe is changing the way the world gives. We do feel unworthy, but accept the love given. To capitalize on the growing trend in funeral crowdfunding, GoFundMe acquired YouCaring.com another like-minded platform. And remember, the old standby works: You can always write a check directly to the person in need. Many funeral home owners understand the importance of offering payment options beyond simply paying up front in full. But, it doesn't stop there. We also stand by previous statements that its far too easy for random third cousins of someones kindergarten teacher to create a GoFundMe campaign for a dead person and then potentially run off with the cash. The following information applies to fundraisers in all supported countries, except . To donate anonymously, check the box next to "Don't display name publicly on the campaign." We dont want people putting a number out there to profit.. GoFundMe: Support my family, People: New York Teen Dies from Brain-Eating Amoeba After Contracting Infection on Vacation: She Was a Shining Light, Says Mom As more families come in with money issues, funeral directors say they've had to discount services more, and find other ways to bring down costs. In June, a Florida woman was sentenced to prison for setting up a GoFundMe campaign ostensibly for relatives of the victims of a triple murder in 2020, The Ledger newspaper, of Lakeland, Florida,reported. Read tips on how to maximize your fundraising efforts. The authors found that 43 percent of the campaigns raised nothing and 90-plus percent did not reach their goals. As always, be sure to check back in the future as I will be updating this post as new and updated stats become available. Requirements to receive funds - GoFundMe Help Center

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how many gofundme accounts are there for funerals

how many gofundme accounts are there for funerals