| Do Not Sell My Personal Information Lyon Financial acts as an Account Manager and is not a lender or a broker. With HFS Financial, they can start the financing conversation without worry about how checking on financing will impact their credit score. All information is subject to change without notice. Ideally, youll want to have a credit score of 700 or higher to get the best interest rates for pool financing. Their customer support is exceptional, always going above and beyond to ensure that our client's needs are a priority., HFS provides an easy and convenient financing option for our customers. When it comes down to choosing a contractor who offers financing and one who does not, customers love the ease and convenience knowing that everything for their project can be taken care of in one place. To call HFS a scam because your loan was declined due to credit score is a mischaracterization and. Loans up to $500,000 Does NOT affect your credit, At 118 Morlake Dr Suite 202, Lyon Financial Reviews has offices in Mooresville, NC. With funding for up to 120% of their project, they will have the money in hand that they need to make their vision a beautiful reality. He was a great communicator & the loan process was super smooth. Adam and Jonathan were easy to work with, professional, and courteous. They also have a great rate on home improvement loans which this will fall under. An interest rate around 5% is a good deal for a pool loan. Before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. I worked with Jason Sidle for my loan. Are you going to purchase a small above-ground pool that you could pay off in 15 months using a zero-interest credit card? APR, terms, and loan amounts may differ based on loan purpose and credit profile. Their rate is low, but they have a $1995 "processing fee" paid to them out of the loan proceeds. Everything is detailed for your customer upfront. Business Details Location of This Business 118 Morlake Dr STE 202, Mooresville, NC. After you figure out what options are available within your budget, its time to decide on what type of financing you prefer. If you dont get your score up before starting a pool, you wont be able to build one. Financing through HFS Financial provides customers with the flexibility to make changes or additions with their contractor during their project. HFS's platform [] When you send your customers to HFS Financial for financing, you can be sure theyre in safe hands. Your text should explain that by clicking the HFS button, customers can quickly and easily access financing for all their home improvement projects. Funding Your Around The World Travel Experience. Capital One 5 years . Does anyone have any recommendations on pool loan companies with competitive interest rates? You could get a personal loan (sometimes referred to as a pool loan), a home equity loan, a home equity line of credit or a cash-out refinance. All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment. Give us a call or visit us to get started today. Its time to eliminate the risk of holding the bag! Not sure how much you need? Cant believe how fast was to get approved and the loan amount is already on our bank account in less that 2 weeks since the day we applied. If you have a credit score of 600 or higher, you are more likely to qualify for a pool loan. Contact: Larry Collins 1-800-254-9560 Ext 3 or Apply At: Program is offered to consumers with excellent credit. We got a loan from a local bank for 5.5%. By working with HFS Financial, you offer a streamlined lending process to your customers, with clear expectations and an easy-to-understand process that will leave your customers feeling satisfied and secure. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Thanks, HFS!, HFS has provided loans for customers in a prompt timely manner for us. You dont have to worry about whether or not a customer will be eligible or if the bank will approve their loan. I would recommend Jay and HFS Financial to anyone looking for a loan for home projects. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. Highly recommend!, What impresses me the most about HFS is how quick and easy the process is for both the customer AND salesperson. Pool construction typically costs anywhere from $17,971 to $46,481 with the average cost being around $32,059, according to HomeAdvisor. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Please don't hesitate to contact us for financing assistance at (904) 223-4050. With direct-to-consumer financing through HFS, customers have complete control of their money. Adam sidle and Jamie Cole were beyond amazing. Help them secure financing, build a great rapport with your clients, and close those sales to boost your business. Learn how your comment data is processed. A cash-out refinance might make sense if youre able to get a lower interest rate than your current mortgage. HFS's platform loans are . Once approved and the loan is closed, they can usually expect their funds within the week and the project can begin on your schedule. get same day answers, Get instant loan answers OR speak with a loan consultant, Securely upload some basic documents for loan verification, If youre looking for smart, fast swimming pool financing, home improvement loans, or a loan for a backyard renovation project, youve come to the right place at HFS Financial. Richard and Joe were fantastic. It may not display this or other websites correctly. You can get loans from $1,000 to over $200,000 to fund simple above-ground pools or elaborate in-ground pool projects. You could also check local credit unions for better rates. Plus, there are no hidden fees like origination or closing costs, which can come as a surprise with some other lenders. To answer the question about which credit bureau does Lyon Financial use? What are the advantages and disadvantages of pool loans? Not all will qualify. Here are a few of the top questions your clients may raise. They can afford larger projects, higher quality materials, and dont have to wait on building their project in phases. | Cookies Settings. For Contractors. Light Stream. With the HFS Check My Rate tool, customers can find out how much they qualify for quickly and easily. Highly recommend. Each pulls their own credit report on the customer, resulting in many unnecessary hits. As an HFS Financial contractor partner, you have a wealth of benefits available to connect you with customers, to build your business, and to provide training and sales techniques to help you and your staff seal the deal. All customers have to do is make their payments as scheduled and enjoy their new home improvement. We explored a home equity loan but found out quickly that the HFS team wanted our business and created an excellent customer service environment. Here at National Pools & Spas, we want to ensure that paying for your outdoor water feature is a comfortable experience. Get estimates from multiple pool companies so you have a better idea of what options exist. We use cookies to optimize our website and our service. Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. HFS Financial Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. If the estimates come in higher than you expected, consider scaling down the size of your pool project or using different materials. If your credit score is less than 600 or you do not yet have a credit history, you can still hold out hope. You may be able to find rates even lower if you have excellent credit. This quick and convenient button will take customers to your personalized HFS Financial page. Train your sales team to discuss financing with every single client. Salt Generating System Pentair intelliChlor, Tru-Tile by Latham Industries in Vinyl and Hybrid Pools, Weekly Cleaning Weekly Service Weekly Cleaning Service, AMS Financial Swimming Pool Loan Solutions. Whether you send them a link or walk them through the process in your own office, they will quickly see just how convenient and hassle-free contractor financing can be. Lyon Financial and Lightstream are both companies that offer private student loans. We just had to submit everything they asked for. Contact our team members for more information on how we can help you turn today's dreams into tomorrow's memories. Such an easy process!!! HFS motto is You Dream it, We finance it and there motto is exactly on point, I dreamed it and they helped me finance it! If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Thats how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. Treasure Pools has partnered with HFS Financial and Lyon Financial to offer superior financing options. Close the deal by simplifying the lending process. The Big Three reporting bureaus make it easier than ever to get accurate and up-to-date information on your credit. You could put off your pool construction project for a few years and save up for the expense in cash. I highly reccomend HFS Financial! If you choose this financing option, be sure that youll be able to pay off the balance in a relatively short period of time. When I financed my own personal pool, I turned to HFS as well and found all my clients statements to be true for sure. #Available on approved credit, not all will qualify. It was not disclosed directly to me that they add on this fee, it was slipped into the fine print. Plus, they will enjoy competitive interest rates and fixed payments that fit within their budget. Plus, as an HFS Contractor, that process starts from your website, which is convenient and puts your client at ease. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. One of the benefits of personal loans is that you dont have to offer up any collateral. We also ensure all reviews are published without moderation. (No pre-payment penalty) scores from 620 & up (no lates on the mortgage, (last 2 years) collections, charge offs, BKs, short sale, or loan modifications in the last 3 years. Yeah, thats within our budget., When your sales team takes advantage of the HFS Check My Rate tool, theyll find easy opportunities to offer upsells to your clients. If youve got excellent credit and would qualify for a low-interest personal loan (unsecured loan), that might be the better option. They are very fast to process new applications and respond promptly to all questions and emails. With a HELOC, you can pull out funds as needed to finance your pool construction and other home improvement projects. For more information visit HFS Financial. Local Contact, Brighton, MI: Terry Tipton 810-494-4888, terry_e_tipton@keybank.com. Conditions and limitations apply. The loan options are based on your income and creditworthiness. I have since used them directly for car loans etc great bank. Thank you! The company is a member of the Better Business Bureau and has an A+ rating with the organization. You are using an out of date browser. Unlike other types of loans, the payback period on this type of loan typically lasts two to ten years, and monthly payments are lower. Quick online application. We handle all of the paperwork and process each application quickly and securely. And unlike typical lenders, there are no automated decisions or artificial intelligence involved. Theres almost no limit to what customers can finance through contractor financing for their residence. Upon final approval, a copy of the signed contract between the builder and customer is provided. The information you provide for your swimming pool loan will enable HFS to determine the different loan options available to you. Unlike some of our competitors we dont shotgun customers credit. Lyon Financial is a financing consultant that has been in business since 1979 and works with a network of lenders to provide loans for pool and home improvement projects. Financing also allows customers to dream bigger. The worlds cultural corporate capitals: where best combines art and business? Thanks again. They have a loan that requires no collateral. With the widget web button, CTA copy and automated notifications, you can keep track of your customers financing and provide them with the best home improvement experience possible. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. What kind of financing text should I put on my website? HFS financial is the perfect partner for getting a swimming pool loan and it's not a complicated, time consuming process. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. There are no hoops to jump through, no home equity needed, no down payment, and no need to pay for a home appraisal. The company has been in business for over 20 years and is headquartered in California. It is also possible that lenders have income requirements that differ from one lender to the next. But never were we told that there would be a lien against our home, not allowing us to refinance the house. Conditions and limitations apply. never talked with a human. So easy to work with and great communication. Our team of experts will work with you to help ensure that your experience with us . HFS loan programs do not fund to the contractor, which empowers YOU, the consumer and makes life easier for the contractor when it comes to getting paid. Customers have several advantages when it comes to home improvement financing, including fast funding, flexible payments, and the ability to make changes or additions during their project without worrying about bank approval. Conditions and limitations apply. Here are 8 tips for writing great reviews. Who doesnt love a relaxing dip in the swimming pool on a sweltering, hot day? Not all will qualify. This includes loans for people with bad credit and loans for people who are self-employed. Adam Sidle and Jonathan Kahl made the journey simple and effortless. HFS Financial: Apply Here. on after all.. The industry leader since 1979, Lyon Financial specializes exclusively in swimming pool financing solutions tailored to your individual needs and qualifications meaning we can help get you the best loans at the lowest rates and longest terms. Loans powered by HFS are personal loans, which means no equity = no problem. It all depends on your individual circumstances and preferences. No more waiting on a bank to approve them or sending in paperwork to apply. Open a high-yield savings account to use as a sinking fund and dont make withdrawals from the account until youve reached your savings goal. All information is subject to change without notice. The technical storage or access that is used exclusively for anonymous statistical purposes. Hi,If you have funded a loan through HFS please know that all loan terms are always fully disclosed prior to approval and funding. The reason is simple: TFPC (Trouble Free Pool Care) is a methodology, not a product that you must purchase. Your email address will not be published. Lightstream requires a cosigner for all loans, while Lyon Financial does not. This includes loans for people with bad credit and loans for people who are self-employed. Pool Rx works with Lyon Financial and HFS Financial to offer pool financing options for you to finance your backyard dream. Because their home improvement loan funds upfront, your customers can quickly and easily access the funds they need and you get paid quickly on your terms. Dont forget that we also specialize in helping our clients secure home improvement loans too! Lets us help you with your dream of pool ownership. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. Our lenders can choose from any of the three Big Three reporting bureaus: Experian, Equifax, and TransUnion, but they must take into account TransUnions expertise. I encourage anyone to use HFS to finance their home improvement projects! All information is subject to change without notice. Verification can help ensure real people write reviews about real companies. Flexible payment options and low fixed rates can support an array of home improvement projects, and customers can choose the best option for them. That means that customers can find the right loan for their needs and budget. While youll only pay back what you borrow, the interest on HELOCs are usually adjustable rates rather than fixed rates. Swimming pool loans is what we do. We team up with contractors, home improvement experts, pool builders, home renovators, remodeling contractors, and more. And when three out of four of your potential customers are searching for financing, you want to be the solution they are looking for. At Lyon Financial, we don't just build pools. There are several ways to go about getting a loan for a pool. HFS Financials amazing customer care team is always available to answer any questions your customers may have. With HFS Financials experience and unmatched customer service, your customers dont have to worry about a complicated application process or wait for weeks for a response from the bank.
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lyon financial vs hfs financial